Coins that have been in circulation -- used, handled and worn -- are seldom worth much in the marketplace unless they are very old or very rare. Real coin collectors call relatively modern circulated coins "lunch money" and don't think much of them. I'm not a real coin collector -- I love lunch money! Cheap to buy and wonderful to handle, a used coin is a time traveler, a little piece of all the hands it has passed through. Here are some of my favorite bits of my worthless collection.